Timothy M Poppaw, Appraiser

Real Estate Appraisals in Southwest Ohio

Click Here for Appraisal Fee Schedule

Most home owners are amazed to learn that there are two methods by which Private Mortgage Insurance can be canceled.

In some cases less than a year after purchase.
Yet the overwhelming majority of consumers pay PMI needlessly year after year.
Sometimes until the end of the mortgage term.

New loans created during latter part of 1999 will be given notice of when PMI can be remove as a result of new federal legislation.


Because nobody told them they didn't have to.
Your Private Mortgage Insurance carrier will not tell you when you can cancel.
Most banks are honest enough to admit that they will not tell you either.

It's your responsibility. So, where do you go to find out?

You could take a week off and research this yourself .

The applicable guidelines are almost impossible to find.

Most university libraries don't have them.


Call or write to your mortgage service department and request an application to remove it.
Order an appraisal from the Timothy M Poppaw, Appraiser (Southwest Ohio).

You can also check out the comparables sales in your area.

Click here to see some of the companies that have:
Automated Valuation Model Reports or Comparable Sale Reports

PMI Questions and Answers Links

Are you one of the million U.S. homeowners overpaying their mortgage insurance?
By Richard Westlund bankrate.com

What is Private Mortgage Insurance?

Can I Cancel Private Mortgage Insurance?

What are the Payment Options for Mortgage Insurance?

How Does Private Mortgage Insurance Differ from FHA Insurance?

Ending PMI: Frequently asked questions and answers about PMI

Private Mortgage Insurance - What is it?

Understanding Private Mortgage Insurance

Homebuyer's Fair PMI FAQ

Private mortgage insurance

Homebuyer Question & Answers on PMI

Frequently Asked Questions About Private Mortgage Insurance

Private Mortgage Insurance -- How NAR-Supported Legislation Will Help Home Owners Save Money

NAR Supports PMI Vote By Congress

House Passes Legislation Saving Homeowners Hundreds of Dollars

What is PMI?

Scenario: a buyer with a down payment of less than than 20% and PMI defaults on a loan


Equal Housing Opportunity

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For More Information Contact: 
Timothy M Poppaw, Appraiser
Englewood OH 45322-3532
Tel: 937-832-4600 
Timothy M Poppaw

State of Ohio Certified General Real Estate Appraiser

Cell: 937-689-4341